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Payment arrangements must be made with the Bursar's Office when parents and/or students are unable to make payment in full from personal funds by noon on the due date shown on the semester billing statement. Acceptable payment arrangements consist of the following:

• Payment of all fees in full by noon on the due date shown on the semester billing statement. Checks, credit cards (MC, VISA, AMEX, and Discover Card) and debit cards are acceptable forms of payment.
• Enrollment in the °ÄÃÅ¿ª½±½á¹û Plan with initial $30 payment. To enroll, please visit the PAYMENT PLAN tab under the "My Account/View Your E-Bill" link on myGate (Accounts with a balance of $200 or less will be due in full.)
  NOTE: If recipient is accepting loans, Entrance Counseling must also be completed.

The MSUPP contract is calculated on a semester basis and must be completed each semester. The total charges (tuition, housing, meal plan, and fees) less financial aid/scholarship/third-party authorizations for a semester result in the MSUPP contract amount. At the beginning of each fall and spring semester this contract amount is divided into four payments - Fall payments are due August, September, October and November - Spring payments are due January, February, March and April. Payment plans for Summer Sessions are generally divided into three equal payments - due in May, June and July.

The contract amount is calculated each month when the first billing statement is produced. Changes in your financial aid, tuition, course fee(s), housing, meal plan or miscellaneous charges will be reflected in the monthly amount due. Notification of the change will be reflected in the billing statement and may result in an increase or decrease in the amount due for the month being billed.

You may at any time in the semester elect to pay an amount greater than the amount due on your billing statement or you may pay your account balance in full.

Refund checks for excess financial aid funds will be mailed after funds have been received. Checks will be mailed to the permanent home address unless the "Special Refund" address had been changed on myGate under Self Service Banner. Please verify that your address is updated in the myGate system in order to receive your check quickly. Murray State also offers direct deposit for financial aid refund checks. You may fill out a direct deposit form on the "Money" tab of myGate

All checks returned by the bank as unpaid for any reason will carry a penalty of $20 per returned check. Any account for tuition, fees, room and board paid by a check which is returned by the bank will be considered not paid. Students who do not clear all returned checks within ten working days from the date of the first letter notifying student of returned check, may be administratively withdrawn for nonpayment of required fees and/or be subjected to the appropriate legal action. Students who have had four or more returned checks will lose all check-writing privileges on campus.

Please note that when check payments are made online (through Murray State's payment website) they can be returned for a number of reasons. Please use caution when typing in account numbers and amounts in order to avoid unnecessary fees. Returned check fees for electronic check payments may vary based on the state from where the bank draft is sent. .

Please note that all credit card transactions will include a processing fee of:

• Domestic Transactions - 2.95%.
• International Transactions - 4.25%